Baby Step 1: Save $1,000 for your starter emergency fund. I know what you’re thinking. Is $1,000 really enough? Yes. It was never meant to cover everything. It’s just a buffer to keep you from going deeper into debt while you power through Baby Step 2. Stay focused, knock out the debt, and then you’ll build a fully funded emergency fund. Stick to the plan. It works! | Dave Ramsey
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