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How to never run out of money in retirement! Here’s the strategy: ✅ Social Security: Your foundation of lifetime income. ✅ Pension: Another predictable income stream, if available. ✅ 401(k)/IRA: Strategically reposition a portion into an annuity that provides guaranteed lifetime income. The Goal: Create a retirement paycheck that covers your essential monthly expenses for life, while keeping other assets available for growth, emergencies, and legacy planning. Don’t just retire with a lump sum. R
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