• Checking & savings accounts → POD • Brokerage & retirement accounts → TOD Payable on Death vs. Transfer on Death Both ensure assets pass directly to your beneficiaries without court delays or legal fees. #loveandlegacyplanning #becauseilovethem #endoflifeplanning #endoflifecare #legacyplanning #organizeyourlife #endoflifeplanner #becauseilovethem #death | Love and Legacy Planning
• Checking & savings accounts → POD • Brokerage & retirement acc…
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Transfer on Death vs. Payable on Death
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The main benefits of a Payable on Death (POD) account at a bank are that it bypasses probate, leading to a faster, less expensive transfer of funds to your chosen beneficiaries, provides flexibility since you can change the beneficiary at any time and retain full control of the funds while alive, and is a simple, often free way to manage asset distribution outside of a will. #moneytips #payableondeath #probate FOLLOW @LindaMoneyTips to increase your financial knowledge in saving, budgeting, inve
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What are the pros and cons of Payable-on-Death accounts?
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