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1:57
Why banks won't give you a mortgage on a cheap house
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1 month ago
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Before Taking a Home Loan, Check These 7 Things #homeloan #cibilscore #emi #bank #loan #homebuying
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The government has been offering zero down payment home loans for decades. Banks never told you because they make nothing from it. 160,000 families used it last year. Most qualified buyers had no idea it existed. 🏡💰 Two minute check at rd.usda.gov. Drop YES or NO if you knew. #Darkdollarsclub #moneytips #USDALoan #ZeroDownPayment #SystemCracker
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None of these are about being cheap. They're the small, repeated purchases that quietly eat the money that could have gone toward savings, investing, or a down payment. Cutting even two of them can change where you're at in a year. Equal Housing Opportunity. This is not a commitment to lend, all loans subject to credit approval, underwriting, appraisal, and final approval. Rates and terms vary based on credit score, loan amount, loan-to-value, occupancy type, and other factors. Licensed MLO in N
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Your lender might be quietly charging you an extra $200 every month… and a new executive order just went after it. 🛑📉 Here are the 4 changes: 1. Automatic PMI drops (no appraisal fee) 2. Closing cost title waivers ($1K–$2.5K saved) 3. VA & USDA rate & fee cuts 4. Faster modular starter home builds Check your statement—are you still paying mortgage insurance? 👀 #mortgage #mortgagetips #homeowner #firsttimehomebuyer #housingmarket
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The average rate on a 30-year mortgage is back above 7% for the first time in twenty months. It’s rough news for the housing market and homebuyers already struggling with rising prices elsewhere. It comes as Treasury yields, which impact borrowing costs across the economy, hit multi-decade highs. Amna Nawaz discussed more with David Wessell of the Hutchins Center on Fiscal and Monetary Policy. #pbsnews #pbsnewshour #mortgage #housing #pbs
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My mortgage is going up by nearly £500 a month in January 😭 so I’m preparing NOW. 1. Putting the difference away now so we get used to living without it 2. Going through our spending and seeing where we can make some actual savings 3. Looking at ways to make more money because respectfully… I cannot budget my way out of everything 😂 If you’ve got a big increase coming, don’t wait until the new payment hits to figure it out 👀 - #budgeting #savingmoney #mortgagetips #costofliving #personalfinan
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