🔐 Apple Pay vs Google Pay: A Security Comparison 📱 Apple Pay Card details are securely stored in the device’s secure chip Uses a Device Account Number (DAN) instead of the actual card number Merchant never receives real card information Strong device-level, privacy-focused security 📱 Google Pay Card information is securely stored on Google servers Transactions use payment tokens instead of real card data Token is shared with merchants, while banks verify the transaction Cloud-based, scalable