Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

You can boost your credit score in a short time with the proper strategies and self-discipline. Here are five efficient ways ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Your credit score has a big impact on how easily and affordably you can borrow money - yet many people have no idea how it's ...

Loan foreclosure, or early loan closure, can impact your credit report and score. While it may cause a temporary dip, proper ...

A new WalletHub report reveals which U.S. cities saw the biggest credit score improvements over the past year, with St. Louis ...

Personal loan part payments can benefit your credit score and ease financial burdens. However, they should complement regular ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

From paying bills on time to requesting a credit increase, these simple steps can boost your credit and make it easier (and ...

The regulator of Fannie Mae and Freddie Mac has decided to allow mortgage lenders to use an alternative credit score for borrower applications.