Now around for about a decade, pay-advance apps enable users to access relatively small amounts of cash before their paycheck ...

A recent report from Equifax found that lending activity of all kinds—including to less creditworthy borrowers—is growing in ...

The bureau in 2022 alleged the fintech illegally charged an interest rate that exceeds the 36% cap on loans to service ...

Want better affordability? Lower house prices certainly helps, and this article states that more than half of homes in the United States have fallen in price in the last year. Forget interest rates: ...

Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

Interest rates are constantly shifting, making credit reports more important than ever for securing favorable loan terms.

Credit checks are not allowed in some areas. States where employer credit checks are not allowed or are only allowed in a limited capacity include California, Colorado, Hawaii, Illinois, Maryland, ...

When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for ...

If you’ve ever forgotten to cash in your credit-card reward points, you’re not alone. Of the more than $40 billion in rewards ...

While Buy Now, Pay Later is booming, it carries risks to consumers and retailers. BNPL may boost holiday spending, but the ...

A new Consumer Reports survey finds texting and messaging scams have jumped 50% in the past year, and it might surprise you that Gen Z is getting hit the hardest. The new Consumer Reports Cyber ...