New research points to the equal-installments strategy as the ideal for making the mandatory withdrawals. A lump-sum approach ...

One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

A practical guide to money market funds, FDIC-insured accounts, and stable-value products inside college savings plans.

Take Fidelity Investments, which administers many of the nation’s 401 (k) holdings. A company statement explains that most plans—though not all—have the distribution rules outlined in documents such ...

Thanks to the SECURE 2.0 Act, you can roll over funds from your 529 into a Roth IRA, as long as certain conditions are met.

If you don’t need the money right away, keeping your money in the 529 plan until the market recovers and you can recoup your losses is a good option, says Autumn Knutson, founder of Tulsa, ...

The goal of these accounts is, once opened, to track a stock index, per Time. It means unlike 529 plans or Coverdell ...

The “big, beautiful bill” aims to expand qualified expenses for 529 plans to include SAT fees, trade school tuition and vocational certificates.

Even though my son won't be going to college for years and I'm facing financial stressors, I still make sure to put money in ...

A new savings account for children that comes with a $1,000 deposit remained in the Senate’s version of President Trump’s budget bill.

The proposed accounts offer babies a government kick-start, but they come with more restrictions than 529 college savings ...

A 529 savings plan can be used to pay for your child's education, but it can also be used to fund their retirement.