Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

BNPL companies like Afterpay and Klarna will begin reporting users’ loans and payments to FICO, the company behind the most ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

From paying bills on time to requesting a credit increase, these simple steps can boost your credit and make it easier (and ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

A new WalletHub report reveals which U.S. cities saw the biggest credit score improvements over the past year, with St. Louis ...

Loan foreclosure, or early loan closure, can impact your credit report and score. While it may cause a temporary dip, proper ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

Washington residents may see their credit scores improve this year following new legislation that removes medical debt from ...

Services that split up payments into installments are increasingly popular, especially among young and low-to-middle income ...