If your credit score has taken a hit this year, there isn't much you can do to erase your history, but there are steps you ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

Your credit score is like this ever-elusive number that tends to move in ways you cannot understand. One month everything is ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Your credit utilisation ratio is a simple percentage, yet it has outsized influence on how lenders and credit bureaus view your borrowing behaviour and creditworthiness.

Learn why credit report disputes matter, how to fix errors, and protect your credit score with clear steps explained ...

Dear Pat: It is true. You would add this adult (at least age 18) as an “authorized user” to your account by calling your ...

Keeping a credit card for 10+ years can help your credit score, shape your spending habits, and even change rewards over time ...

About four milliion Americans will soon be reporterd in default on their student loans. If they act now, they may be able to ...

With average credit card APRs now near 24% and total card balances at record highs, plastic has quietly become one of the ...

Missing bill payments could signal dementia up to six years before diagnosis, Johns Hopkins researchers discovered.