One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

If Rs 60,000 sits on a Rs 2 lakh limit, your utilisation is around 30 percent — healthy and unlikely to cause score damage.

It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...

New research has revealed that millions of Brits are harming their credit scores without even realising it. CredAbility, a ...

The regulator noted that a review showed the need for more frequent reporting, leading to its decision to shift to weekly ...

An incorrect address on your credit report is one at which you've never lived and it can be a signal of identity theft.

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Smart credit card strategies help users maximise rewards, control debt, manage credit utilisation and use EMIs wisely, ...

Instead of issuing a credit card, merchants can use stablecoins as a form of programmable store credit. Customers can earn ...

Using a credit card for large purchases could be a good option if you can still make your payments on time and in full.

The updated UltraFICO score uses real-time bank data from 12,000 institutions to show lenders the full financial picture ...