For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Your credit score has a big impact on how easily and affordably you can borrow money - yet many people have no idea how it's ...

The regulator of Fannie Mae and Freddie Mac has decided to allow mortgage lenders to use an alternative credit score for ...

Effective immediately, Fannie and Freddie will allow mortgage lenders to use VantageScore credit ratings to assess ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

Buy now, pay later (BNPL) services have entrenched themselves on every shopping platform and nearly every service you can ...

An 850+ credit score offers more than low interest rates or loan approvals—it unlocks premium credit products, lower fees, ...

To conclude, the right credit card limit depends on your income and expenses. A limit of two to three times your monthly ...

The () targets the average business with spending that’s not too high and not too low. The 2% cash back it earns on all ...

The credit score and credit history signifies the money worthiness of a borrower. Lenders check this parameter through ...

Whether you're applying for the first time or considering a top-up, it’s important to approach it with a clear plan.

If you’re contemplating tapping your home equity, you’re not alone: Almost 30% of homeowners say they would consider ...