When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...

Twenty years ago, our son declared bankruptcy. As the years passed, he improved his credit rating. Recently, he lost his job and maxed out his credit cards. He now lives with us and doesn't own a ...

As the Bureau faces potential dissolution, its open banking rule and HMDA reforms could reshape how lenders, fintechs, and credit unions handle consumer financial data.

The cost of living got even more expensive for Americans last month, with prices rising at the fastest pace since the start ...

Tricolor, which sold cars and offered auto loans primarily to low-income Hispanic communities in the U.S. Southwest, filed ...

Upstart says 92% of its approvals are fully automated and instant, whereas it would take a human assessor days or even weeks ...

Banks and fintechs aired their arguments regarding the federal agency’s proposed revision of a rule on sharing consumer data.

Residents of Mississippi had the lowest average credit score, at 677; those in Minnesota had the highest, at 743.

If executed with integrity, AI can serve as the new credit bureau—one that measures people not by the debts of their past but ...

Explore what credit risk is, its impact on loans and investments, the role of credit ratings, and real-world examples to ...

44% of people polled in a recent survey found errors on their credit reports. Inaccuracies or even fraudulent accounts can ...

Allowing lenders to base mortgage decisions on single- or double-pull credit reporting would result in more risk to banks, ...