Joan Madden-Ceballos, a 65-year-old health care administrator, has a working life in California many would envy. Her work is flexible, fulfilling, and something she enjoys going back to day after day.

Editor’s note: "The Rule of 55" is part eight of an ongoing series focused on how to retire early and the FIRE (Financial Independence, Retire Early) movement. Part One is How to Retire Early in Six ...

Retiring at 55 is an aspiration that requires more than just wishful thinking. It involves a deep understanding of one's financial landscape and a commitment to long-term planning. The journey begins ...