Social Security benefits have lost around 20% of buying power since 2010. COLAs are calculated using a price index for urban wage earners and clerical workers instead of retiree spending patterns.

Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

When you're looking ahead to retirement, the limitations of Social Security are one of the key things to be aware of. The sad reality is, Social Security is only going to replace around 40% of your ...

Social Security provides guaranteed income, but average benefits of $2,o09.50 don’t provide enough to live on. Defined benefit pension plans are now rare in the private sector but remain available in ...

Probably not, even if you're in your 70s or 80s, but it depends on your circumstances and the kind of annuity you're ...

Total US annuity sales reached $119.3 billion in the third quarter of 2025, according to new data from LIMRA, marking the eighth straight quarter that sales have surpassed $100 billion. The latest ...

Social Security replaces only 40% of pre-retirement income while experts recommend replacing 80% to 90%. 64% of Americans fear running out of money in retirement more than death. Annuities can provide ...