Listen and subscribe to Decoding Retirement on Apple Podcasts, Spotify, or wherever you find your favorite podcasts. While most retirees obsess over 401(k) balances and Social Security benefits, many ...

It's important to know how to handle an earlier retirement than planned.

Many early retirees face a significant challenge: the health insurance gap. Retiring before the age of 65 often leaves individuals without employer-sponsored health coverage and ineligible for ...

One of the biggest obstacles to retiring before age 65 is finding affordable health insurance. It takes a considerable amount of effort and can be very expensive for early retirees to purchase health ...

According to the Centers for Disease Control and Prevention (CDC), the average life expectancy was 75.8 years for males, 81.1 years for females, and the average for both sexes is 78.4 years in 2023. 1 ...

Insurance costs have skyrocketed since the pandemic — and show few signs of slowing down. That makes it hard to plan for costs in retirement, as the goalposts keep moving. Yes, retirees become ...

A Reddit user is wondering if he is ready to retire once his youngest child gets health insurance coverage. He has consistently earned $350K per year or less and lives pretty frugally but he has some ...

A recent study by Morningstar found that costs for long-term services and supports (LTSS), including things like in-home care, assisted living and nursing home facilities, can have a dramatic impact ...

See what ChatGPT recommended for a 2026 retirement plan and how AI‑driven advice stacks up against traditional financial planning.

Life insurance isn’t exactly the most exciting part of financial planning, but it’s one of the most important. For many people heading into or already in retirement, it becomes one of the most ...