On The Long View podcast is David John, senior strategic policy advisor at the AARP Public Policy Institute, who joins us to talk about retirement planning and portfolio management. Benz: Wanted to ...
Failure to plan for decumulation may be the perfect receipe for running out of money in retirement. The earlier you begin to plan for decumulation, the more time you have to decide what you want your ...
Most retirees live on a fixed income, meaning they rely on limited funds to cover their living expenses (generally Social Security and retirement savings) since they are no longer getting a paycheck ...
COLUMBIA, S.C. (WIS) - Sponsored by Limehouse Financial. When it comes to saving for retirement, many people are familiar with the need to accumulate money. But what does it mean to decumulate? Tripp ...
Pittsburgh, PA, December 3, 2024 – A new survey sheds light on the challenges retirees encounter in managing withdrawals from their retirement savings—a process known as decumulation. Findings ...
Americans have all sorts of resources and guidance to help them accumulate assets, but much less attention is paid to decumulation — how and when to pull money out to ensure that you don’t run out of ...
Only 40% of Nationwide survey respondents said they were on track with their retirement budget and decumulation plan.
Here are some straightforward ideas and insights to help you implement the two-step Spend Safely in Retirement Strategy. My recent post summarized a straightforward, two-step retirement income ...
For those who retired in the past five years, the shift from a steady paycheck to relying on savings has prompted many to question whether they should have planned differently.
For much of their adult lives, Americans have worked, planned and worried about saving enough money for retirement. They’ve diverted income to 401(k) accounts, consulted financial planners and learned ...
Despite the evidence that, in general, those who have retired – especially those who have been retired for a significant amount of time – are spending less and at a slower rate than might have been ...