A home equity loan is usually a fixed-rate lump sum based on the value available in your home. Home equity lines of credit (Helocs) are revolving lines of credit based on your available equity and ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While a HELOC comes with a variable interest rate subject to change and ...

The best loan depends on factors such as your credit, how much home equity you have and your reason for borrowing. Many, or all, of the products featured on this page are from our advertising partners ...

What Are Home Equity Loans? A home equity loan is a type of loan that allows homeowners to borrow money using their home's equity as collateral. Home equity is the difference between the current ...

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

With American homeowners collectively sitting on a whopping $17.6 trillion in home equity as of 2025, you may be considering tapping into this resource to create the home you’ve always wanted. But as ...