With the right Excel templates, you can budget, track expenses, and plan for the future—all without breaking a sweat. The ...

gather key information Before you get started with our free budget spreadsheet below, you’ll need some key financial information, including: Your take-home pay, or your monthly income after taxes.

Microsoft Excel offers various personal budget templates to help you create monthly, annual, and event/item budgets. Depending on your needs, templates range from simple spreadsheet formats to ...