Mortgage interest rates are on the decline again. Here's how buyers can get one close to 5% this month.

Interest-only mortgages let you make smaller payments that include only interest for a period of time before payments rise to include principal for the remainder of the loan. They offer some benefits ...

Learning how mortgages work can be confusing. We put together a brief guide focusing on where to find current rates and types of mortgages available.

Currently, the average interest rate on a 30-year fixed mortgage is 6.19%, compared to 6.17% a week ago, according to the ...

Mortgage rates stayed steady through most of 2025, but two consecutive Federal Reserve rate cuts in September and October signaled a slowing economy and cooling housing market. While federal fund ...

Borrowing a mortgage to buy or refinance a home can seem daunting, especially when mortgage rates are much higher than they were just a few years ago. But with a little comparison ...

Low mortgage rates from the COVID era might still be attainable for homebuyers, if they find the right house and have the cash.

Mortgage interest rates have been so high for so long that homebuyers and owners hoping to refinance could be forgiven if they've given up on a purchase or refinance. But that could be a mistake now, ...

In a recent Wall Street Journal Article, Alex Pollock and I proposed using financial defeasance to unlock the mortgage market. Existing home sales volume has been severely depressed since September ...

The Trump administration has proposed numerous policies aimed at lowering mortgage rates, but will they actually improve home affordability? (Photo by Mario Tama/Getty Images) The Trump administration ...

On one hand, you could aim to pay off your mortgage principal faster to save on interest and reach debt-free status sooner.

Winter is often not the best time to buy a home. For-sale inventory tends to be less robust, open houses are fewer and the effort to travel from home to home in less-than-ideal weather conditions ...