The Roth 401(k) contribution limit for 2026 has increased, and workers who are 50 and older can save even more.

Beginning January 1, 2026, certain higher‑earning employees who make catch‑up contributions to employer‑sponsored retirement ...

Roth is a type of after-tax account. Savers pay money up front on their contributions, but don't pay tax later on withdrawals in retirement. Almost all employers that offer a 401(k) plan allow workers ...

Is it better to make after-tax Roth 401(k) contributions or save before-tax in a traditional 401(k)? The answer varies depending on the taxpayer. While individuals with higher incomes might not ...

Some 86% of retirement plans, such as 401(k)s, offered Roth contributions in 2024, but only 18% of investors with the option participated, according to a Vanguard report. Roth contributions are ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Traditional 401(k)s give you a tax break today, but require you to pay taxes on your withdrawals later. Roth 401(k)s don't have an upfront tax break, but allow for tax-free withdrawals in retirement.

If you're going to save for retirement, it generally makes sense to do so in a tax-advantaged account. That way, you can shave down your IRS bill in some shape or form in the course of building up a ...