The excess on any car insurance policy – the amount deducted from your claims payout – comes in two forms: compulsory and voluntary. A compulsory excess is set by the insurance provider, but a ...

If you are driving a hire car which is involved in an accident or stolen, the good news is that it will be the car hire company that has to claim on its insurance rather than you having to claim on ...

Many drivers focus on monthly premiums when comparing policies. Excess often receives far less attention. Over the years ...

Excess insurance policies are generally written to be just that; they—through their “other insurance” provisions—purport apply in excess of other insurance available to the insured. In many ...

Insurers are frequently asked to satisfy their duty of good faith and fair dealing by entertaining reasonable settlement offers within the combined limits of the policies. However, primary and excess ...

Choosing car insurance can feel overwhelming. With so many providers offering different prices, extras and levels of p ...