John thought he was funding his daughter's future. Now he's worried he's subsidizing her boyfriend's bad decisions. On "The Ramsey Show," the North Carolina dad explained that his middle daughter—once ...
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Dave Ramsey weighs in on 401(k)s - and his advice isn’t comfortable
Dave Ramsey doesn't hold back with his thoughts on 401(k) retirement accounts. These are the mistakes he says people make and ...
Americans are drowning in debt. According to the Federal Reserve Bank of New York, total U.S. household debt rose to about $18.59 trillion in the third quarter of 2025 and that’s where Dave Ramsey, ...
Many teachers are richer than you think.
We all make mistakes when it comes to personal finance and leading financial expert and best-selling author Dave Ramsey highlights several of them in a YouTube video. While the name of the video may ...
Josephine and her husband were at odds over whether to gift their daughter and son-in-law $30,000. The couple wasn’t asking ...
Jessica, a caller from Massachusetts, explained that after she and her husband paid off debt and started enjoying financial freedom, her husband's friends began making snide comments. For example, ...
The fiancé failed to remove his ex-wife’s name from the lease despite court orders over nearly three years. Ramsey advised giving the property manager an ultimatum: redraft the lease or receive 30 ...
Ramsey advises claiming Social Security at 62 and investing it instead of waiting for larger benefits at 70. Delaying from 62 to 70 increases a $2,000 monthly benefit to $2,480 with no market risk.
In other words, he believes that acting and looking rich is less important than building wealth and a sustainable financial future. Here are the key takeaways from his message. “Stop acting rich,” he ...
Personal finance guru Dave Ramsey recently weighed in on the subject of 401(k) retirement plans, and a less-known improvement to the concept, called a “Roth 401(k)”. And I have to say: Rarely have I ...
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