Even if credit card interest isn't capped, cardholders have more power than they think, consumer advocates say.

A debt management plan (DMP) helps overwhelmed borrowers pay back unsecured debts, like credit cards or personal loans. Read Next: 5 Subtly Genius Moves All Wealthy People Make With Their Money ...

The Internal Revenue Service, which has spent the past year scrutinizing nonprofit credit-counseling organizations, announced this month that it is cracking down on the groups. The announcement came a ...

Congress should consider new legislation to curb abuses by some nonprofit credit-counseling organizations and require the federal government to increase its scrutiny of the industry, recommended a ...

Debt management can help lower costs and streamline payments, but it's important to account for the costs, too.