Getting out of debt can be overwhelming, especially when you don’t know where to start or what advice to follow. A nonprofit credit counseling agency can help you develop a strategy to improve your ...

Credit counseling could be a viable option if you're struggling to repay your debt. Debt management plans, bankruptcy counseling, student loan counseling and housing counseling are all popular credit ...

Many Americans—about half—carry credit card debt from month to month, and about 53 percent of them have been in debt for more than a year, according to a survey by Bankrate.com. Households with credit ...

Credit counseling is a way to help those overwhelmed by debt or unable to manage their expenses. In credit counseling, you’ll work with a credit counselor to review your finances and find out what you ...

This profile has not been claimed by the company. See reviews below to learn more or submit your own review. Established in 1999, American Financial Solutions is a nonprofit agency that offers credit ...

Q I have about $19,000 in credit card debt. My income was recently reduced, and although I've never been late on any payments, the debt is causing severe stress. If I work with a credit counseling ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...