You’re more likely to find rates below 5% when you have a higher credit score ...

New car buyers are taking out longer loans, putting less money down and financing more to afford what the vehicles they want.

New and used vehicle financing costs both increased over the past year, although at different rates. Data reported ...

Bad credit can be a barrier to being approved for a car loan or for getting favorable terms. Fortunately, even if your credit history has some blemishes, you still have options from banks, credit ...

A new loan can result in a better interest rate or lower monthly payments ...

Buy a car from an individual with a private-party auto loan ...

Car loans have been stretching for years, but 2026 looks set to break new records. With prices and interest rates still ...

Use Investopedia’s free auto loan calculator to estimate your monthly car payment, total interest paid, and overall cost to plan your loan and save money.

It’s possible to refinance a car loan when you have bad credit. Here's how to know if it might make sense for you. Even if you have fair or poor credit — a FICO score in the mid-600s or less — you can ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. The ...

Outstanding auto loan debt has surged 57.3% over a decade to nearly $1.7T, per the Federal Reserve Bank of New York.

Credit unions often offer lower interest rates on car loans and tend to be more flexible with borrowers who have poor credit.