Today’s CD rates for February 9, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

CD Rates Today: February 5, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

‘Rates will continue to trend lower.’ Is it time to lock in a CD, with some still offering 4%-and-higher APYs?

5 pros offer their certificate of deposit predictions for February — and beyond ...
MarketWatch

Some CDs are still offering 4% and up — but experts say ‘rates are likely to decline.’ So should you lock in now?

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...

The Fed Meets This Week—What It Could Mean for Savings and CD Rates

After cutting rates late last year, the Federal Reserve will soon make its first rate decision of 2026. Here’s how the ...