Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.
Being an adult is a terrifying prospect. You've got to keep track of things like when you last washed your bedsheets, whose turn it is to cook, and maybe worst of all, your credit score. Those three ...
A credit score of 800 or above is considered excellent and comes with the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates and ...
FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...
When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...
What is a good credit score? Here’s what experts say - Having a good credit score opens the door for lower interest rates on ...
An 800 credit score makes it easier to qualify for top-tier credit card offers. You can take advantage by chasing sign-up bonuses and churning often. Also look for the best rewards programs and aim to ...
Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.