If you want to retire within the next three years, here is the 401(k) rule that matters the most: focus on preserving your savings rather than chasing returns.

If you have a large 401(k) balance, you’re in a good position heading into retirement. Far too many people have too little saved, and given that Social Security replaces only 40% of income, having ...

Key Takeaways One-third of individuals who left a job withdrew their balance in a lump sum rather than rolling it over to their new job or another account.Cashing out before age 59 1/2 incurs a 10% ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

Retirement planning isn’t just about saving money. Here’s how to approach it with strategy by aligning income, risk, taxes and lifestyle goals for long‑term security ...

It might seem like a good idea, but it could backfire.